dollar for cent

Budgeting Tips

Sticking with your budget is easier when you've specific, realistic and achievable goals

Determine Your Goal

Pay Down Debt

Use Debt Snowball.

Get Organized

It may take some time to get used to sticking to a budget, but it will be worth it in the long run. Be patient and persistent.

Budget Early in Month

Create your budget as soon as the month starts or even a week before

Prepare for Surprise Cost

Create a buffer in your budget for unexpected expenses

Cut Down Expenses

Find Cheap alternatives, and stop unnecessary spendings.

Revisit Budget Regularly

Review the numbers at least once in a month. 

Have an Accountability Partner

Budgeting as a couple makes both of you accountable for the success or failure of the budget.

Have Some Fun!

Don’t forget to have some fun! Allow some wiggle room to enjoy the things you love.