dollar for cent
Sticking with your budget is easier when you've specific, realistic and achievable goals
Determine Your Goal
Pay Down Debt
Use Debt Snowball.
It may take some time to get used to sticking to a budget, but it will be worth it in the long run. Be patient and persistent.
Create your budget as soon as the month starts or even a week before
Create a buffer in your budget for unexpected expenses
Find Cheap alternatives, and stop unnecessary spendings.
Review the numbers at least once in a month.
Budgeting as a couple makes both of you accountable for the success or failure of the budget.
Don’t forget to have some fun! Allow some wiggle room to enjoy the things you love.