(Proven tips and nuggets of financial wisdom)
Budgeting is the key to managing your money and achieving your financial goals. When you budget, you are essentially creating a plan for how to use your money.
Sticking with your budget is easier when you have specific goals. Ensure your goals are realistic and achievable.
If you have high-interest debt, such as credit card debt, focus on paying this off as quickly as possible. The longer you wait to pay off your debt, the more interest you will accrue, and the harder it will be to get out of debt.