Store Credit Cards:

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A store credit card is a type of credit card that retailers offer their customers.

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#1 Amazon store card #2 Apple card #3 Walmart store card #4 Other store credit cards

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Benefits – No annual fee – 5% cashback on Prime membership - 2% cash back at restaurants, gas stations, and drugstores

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Drawbacks – Steep Annual Percentage Rate (APR) of 26.24% – $40 late payment fee

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Benefits – No card number or CVV on the card – 3% cash back with apple – No annual or international fees – General Virtual credit card for extra security

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Drawbacks – Higher interest rates based on your credit score – You need an iPhone to use it

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Benefits – 5% cash back on online purchases at Walmart.com – 2% cash back at Walmart Stores with Walmart Pay – No membership fee,

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Drawbacks – Steep APR of 26.99% – Late fees can go up to $39.

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#1 Signup bonus #2 Rewards on purchase #3 Extra benefits for loyalty

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#1 Higher interest rates #2 Credit score impact #3 Limited use

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#1 Build Loyal and Repeat Customers #2 Encourage Sales Through Promotions and Events #3 Collect consumer data #4 Less processing fee

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Store Credit Cards:

Why Do Retailers Push It?

A store credit card is a type of credit card that retailers offer their customers.

What is a Store Credit Card?

#1 Amazon store card #2 Apple card #3 Walmart store card #4 Other store credit cards

Best Store Credit Cards

Benefits – No annual fee – 5% cashback on Prime membership - 2% cash back at restaurants, gas stations, and drugstores

Amazon store card

Drawbacks – Steep Annual Percentage Rate (APR) of 26.24% – $40 late payment fee

Amazon store card

Benefits – No card number or CVV on the card – 3% cash back with apple – No annual or international fees – General Virtual credit card for extra security

Apple card

Drawbacks – Higher interest rates based on your credit score – You need an iPhone to use it

Apple card

Benefits – 5% cash back on online purchases at Walmart.com – 2% cash back at Walmart Stores with Walmart Pay – No membership fee,

Walmart store card

Drawbacks – Steep APR of 26.99% – Late fees can go up to $39.

Walmart store card

#1 Signup bonus #2 Rewards on purchase #3 Extra benefits for loyalty

Pros of a Store Credit Card

#1 Higher interest rates #2 Credit score impact #3 Limited use

Cons of a store credit card

#1 Build Loyal and Repeat Customers #2 Encourage Sales Through Promotions and Events #3 Collect consumer data #4 Less processing fee

Why do Retailers Push for Credit Card?