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What is a Credit Report?

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How are Credit Reports Used?

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Credit Report vs. Credit Score

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Why Should You Check Your Credit Report?

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free Credit report

What is a Credit Report?

- Record of an individual’s credit history

- Includes Personal information

- Credit accounts

- Credit inquiries and more

How are Credit Reports Used?

- Helps potential creditors decide if they should extend your credit.

- Helps determine what interest rate a lender will charge you and the credit limits they will offer.

Credit Report vs. Credit Score

- Credit reports contain your credit history and current credit activity

- Credit scores are numbers based on the information in your credit report

Why Should You Check Your Credit Report?

It determines your credit score

It helps lenders decide your credit worthiness

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about Free Credit Report

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