What is a Credit Report?
- Record of an individual’s
- Includes Personal
- Credit accounts
- Credit inquiries and
How are Credit Reports Used?
elps potential creditors decide if they should extend your credit.
elps determine what interest rate a lender will charge you and the credit limits they will offer.
Credit Report vs. Credit Score
Credit reports contain your credit history and current credit activity
redit scores are numbers based on the information in your credit report
Why Should You Check Your Credit Report?
It determines your credit score
helps lenders decide your credit worthiness
Free Credit Report