Dave Ramsey Budget Percentages: Budgeting rules

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Lined Circle
Lined Circle

Dave Ramsey's Budget Percentage

– Giving – 10% – Saving – 10% -15% – Food – 10% – Utilities – 5% to 10% – Housing – 25% – Transportation – 5%-10% – Health – 5% to 10% – Insurance – 10 to 25% – Recreation – 5% – Personal Spending – 5% – Miscellaneous – 5% to 10%

Pie Chart

11 different budget categories.

25% mortgage rule

Dave Ramsey’s 25 rule

you should not buy a house that exceeds the monthly house payment by 25%.

The 30 rule states that one should not spend more than 30% of the after-tax dollar on housing

The 1% rule

the monthly rent collection from an investment property should be equal to or greater than the 1% of the total investment to make a profitable purchase.

Dave Ramsey’s four walls?

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