After Elizabeth II: Who is in the royal line of succession?

source: https://en.wikipedia.org/

On September 8, 2022, Queen Elizabeth II passed away at the age of 96.

The passing of the Queen is a historic event that will surely reverberate and resonate well beyond the shores of Great Britain and the Commonwealth. Her reign of 70 years was the longest in British history, and her constant presence gave generations of Britons, as well as millions of people around the world, a sense of stability, continuity, and reassurance in times of both peace and turbulence.

Though her passing may have been inevitable, to millions of people in the United Kingdom and around the world it seemed unimaginable. Even as a young princess she was in the royal spotlight, and with her coronation on June 2, 1953, Queen Elizabeth II stepped onto the global stage and into history. Her image is recognized around the world, and now her memory and her legacy will live on in the hearts and minds of her devoted supporters and followers.

The memorial services, international tributes, ceremonial commemorations, and outpouring of public grief will surely be extraordinary. In due time, of course, the focus of the world’s attention will eventually shift to the succession to the royal throne of Charles, Prince of Wales. 

Prince Charles has been heir to the throne for all of his 73 years, and when he becomes king, his eldest son, William, will become the next heir apparent. But the line of succession is long, and it continues to change as families grow and succession laws are revised.

Using information from the official website of the British royal family and various media sources, Stacker has compiled a list of 20 members of the royal family and their respective positions in the line of succession.   

#1. The Prince of Wales

Title: Prince Charles, Prince of Wales

Full name: Charles Philip Arthur George

Father: Prince Philip, Duke of Edinburgh

Mother: Queen Elizabeth II

Relation to Elizabeth II: Son

Born: Nov. 14, 1948, at Buckingham Palace, London

Seventy-three years is a very long time to wait to assume the reins of the position for which you have always been destined, and Charles has been waiting in the wings since the day he was born. Over time, his popularity has seen highs and lows, and his personal life has generated multiple cycles of scandal, scrutiny, and sympathy. Never was this more true than during his marriage to Diana, Princess of Wales, and its eventual unraveling. He has been both lauded and criticized for some of his public work and personal initiatives, and he has long expressed a desire to slim down the monarchy. When he finally does ascend to the throne, his second wife, Camilla, Duchess of Cornwall, whom he married in 2005, will be known as Queen Consort.

#2. The Duke of Cambridge

Title: Prince William of Wales, Duke of Cambridge

Full name: William Arthur Philip Louis

Father: Prince Charles, Prince of Wales

Mother: Diana, Princess of Wales

Relation to Elizabeth II: Grandson

Born: June 21, 1982, at St Mary’s Hospital, Paddington, London

Prince William is second in line to the throne. As the first child of Charles and Diana, the quiet prince was always destined for the spotlight and has never known life outside the royal fishbowl. He has held a special place in the hearts of Britons and royal followers since he was a child, and that emotional connection was only strengthened during his parents’ very public divorce and the tragic death of his mother in 1997. In the years that followed, William emerged as a thoughtful and reserved young man with an understandable disdain for the tabloid media. His 2011 marriage to Catherine, the Duchess of Cambridge, was watched by billions of people around the globe, and when William eventually ascends to the throne, Catherine will become Queen Consort.

#3. Prince George of Cambridge

Title: Prince George of Cambridge

Full name: George Alexander Louis

Father: Prince William, Duke of Cambridge

Mother: Catherine, Duchess of Cambridge

Relation to Elizabeth II: Great-grandson

Born: July 22, 2013, at St Mary’s Hospital, Paddington, London

As the eldest son of William and Catherine, Prince George of Cambridge now stands third in the line of succession. Like his father and grandfather before him, he is surely aware of his destiny at this point in his young life, though his parents have worked hard to keep their children grounded with a less formal and rigid lifestyle and a greater sense of normalcy than past royalty have experienced in their upbringing, much like George’s grandmother Diana did for her sons, William and Harry.

#4. Princess Charlotte of Cambridge

Title: Princess Charlotte of Cambridge

Full name: Charlotte Elizabeth Diana

Father: Prince William, Duke of Cambridge

Mother: Catherine, Duchess of Cambridge

Relation to Elizabeth II: Great-granddaughter

Born: May 2, 2015, at St Mary’s Hospital, Paddington, London

For William and Catherine’s second child, Princess Charlotte, a legal change in succession law passed in 2011 helped secure her position in the line of succession. The Perth Agreement determined that all governments of the Commonwealth realms would amend their laws to replace “male-preference primogeniture” (in which males precede females) with “absolute primogeniture” (in which gender plays no part). Thus, when her younger brother was born, Charlotte retained her position as the fourth in line.

#5. Prince Louis of Cambridge

Title: Prince Louis of Cambridge

Full name: Louis Arthur Charles

Father: Prince William, Duke of Cambridge

Mother: Catherine, Duchess of Cambridge

Relation to Elizabeth II: Great-grandson

Born: April 23, 2018, at St Mary’s Hospital, Paddington, London

Some might suspect that the youngest of William and Kate’s children might be destined for a more comfortable and less stressful role than his older siblings. However, in the royal line of succession one can never assume anything. Just ask Louis’ great-great-grandfather, King George VI, who was never expected to inherit the throne. He had planned to live a quiet life as the Duke of York with his family, but when his brother, King Edward, famously abdicated the throne in order to marry an American divorcee, the course of George’s life was forever altered, as was that of his daughter, the future Queen Elizabeth II.

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#6. The Duke of Sussex

Title: Prince Henry, Duke of Sussex

Full name: Henry Charles Albert David

Father: Prince Charles, Prince of Wales

Mother: Diana, Princess of Wales

Relation to Elizabeth II: Grandson

Born: Sept. 15, 1984, at St Mary’s Hospital, Paddington, London

At birth, Prince Henry was fourth in line to the British throne and often referred to as the “spare” to his brother, the heir. Better known as Harry, the prince exhibited a rebellious streak and a sense of independence—not unlike that of his mother, Diana. In recent years—despite strained relations with his brother and father, the 2020 drama the press deemed “Megxit,” a relocation with his family to California, a tell-all book in the works, and he and his wife Meghan’s now-infamous Oprah interview—he remains in the fold. This may be due in part to the very strong relationship he always enjoyed with the queen.

#7. Master Archie Mountbatten-Windsor

Title: None

Full name: Archie Harrison Mountbatten-Windsor

Father: Prince Henry, Duke of Sussex

Mother: Meghan, Duchess of Sussex

Relation to Elizabeth II: Great-grandson

Born: May 6, 2019, at Frogmore Cottage, Windsor, England

Being raised in California, 3-year-old Archie may not yet understand his position within the complicated structure and traditions of the royal family from across the pond, but given his place in the seventh position, he’ll find out soon enough. Archie is the first family member of mixed-race ancestry in the line of succession, and he has dual U.K. and U.S. nationality.

#8. Miss Lillibet Mountbatten-Windsor

Title: None

Full name: Lillibet Diana Mountbatten-Windsor

Father: Prince Henry, Duke of Sussex

Mother: Meghan, Duchess of Sussex

Relation to Elizabeth II: Great grandchild

Born: June 4, 2021, Santa Barbara Cottage Hospital in Santa Barbara, California

The latest addition to Harry and Meghan’s family, Lillibet’s name derives from the childhood nickname of Queen Elizabeth. She currently stands eighth in line to the throne and is the highest-ranked individual in the line to be born outside of the United Kingdom.

#9. The Duke of York

Title: Prince Andrew, Duke of York

Full name: Andrew Albert Christian Edward

Father: Prince Philip, Duke of Edinburgh

Mother: Queen Elizabeth II

Relation to Elizabeth II: Son

Born: Feb. 19, 1960, at Buckingham Palace, London

Next in line stands the Queen’s second son and Charles’ younger brother, Andrew. Though he enjoyed considerable popularity during his marriage to Sarah Ferguson, Andrew has since fallen from grace in a very sordid and public manner. After a messy divorce, multiple scandals and ongoing financial difficulties, Andrew is currently embroiled in several lawsuits and is facing serious allegations of sexual assault. Despite being stripped of his military titles and royal patronages by the Queen, Andrew still retains his place in the line of succession

#10. Princess Beatrice, Mrs. Edoardo Mapelli Mozzi

Title: Princess Beatrice of York

Full name: Beatrice Elizabeth Mary

Father: Prince Andrew, Duke of York

Mother: Sarah, Duchess of York

Relation to Elizabeth II: Granddaughter

Born: Aug. 8, 1988, at Portland Hospital, London

Despite her mother’s virtual banishment from the royal family and the scandals surrounding her father, Beatrice has retained her public popularity and position within the family as one of the Queen’s beloved granddaughters. Her marriage in 2020 and a new baby born in 2021 made the usual headlines in Britain and abroad, and it also changed the line of succession once again.

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#11. Miss Sienna Mapelli Mozzi

Title: Contessa and Nobile Donna

Full name: Sienna Elizabeth Mapelli Mozzi

Father: Edoardo Mapelli Mozzi

Mother: Princess Beatrice of York

Relation to Elizabeth II: Great-granddaughter

Born: Sept. 18, 2021, at the Chelsea and Westminster Hospital, London

Though she was added to the British Royal line of succession without a royal title, as per royal protocol, Sienna’s father descends from Italian aristocracy. He is the son of Count Alessandro Mapelli Mozzi, and he will eventually inherit the family’s ancestral seat, thus giving Sienna her Italian titles.

#12. Princess Eugenie, Mrs. Jack Brooksbank

Title: Princess Eugenie of York

Full name: Eugenie Victoria Helena

Father: Prince Andrew, Duke of York

Mother: Sarah, Duchess of York

Relation to Elizabeth II: Granddaughter

Born: March 23, 1990, at Portland Hospital, London

Beatrice’s younger sister, Eugenie, married Jack Brooksbank in 2018 and the couple welcomed their first child, a son, in early 2021. Barring any further reshuffling ahead of her, Eugenie remains 12th in line, with her newborn son next in line behind her.

#13. Master August Brooksbank

Title: None

Full name: August Philip Hawke Brooksbank

Father: Jack Brooksbank

Mother: Princess Eugenie of York

Relation to Elizabeth II: Great-grandson

Born: Feb. 9, 2021, at Portland Hospital, London

Still just a toddler, Master August became 13th in line to the British throne when he was born in early 2021.

#14. The Earl of Wessex

Title: Prince Edward, Earl of Wessex

Full name: Edward Antony Richard Louis

Father: Prince Philip, Duke of Edinburgh

Mother: Queen Elizabeth II

Relation to Elizabeth II: Son

Born: March 10, 1964, at Buckingham Palace, London

Prince Edward is the Earl of Wessex and is the Queen’s fourth and youngest child. He married his wife Sophie, Countess of Wessex, in 1999, and they have two children. Sophie has become a very popular member of the family, and was the member to whom the Queen delegated many key duties and engagements during her health concerns.

#15. James, Viscount Severn

Title: Viscount Severn

Full name: James Alexander Philip Theo Mountbatten-Windsor

Father: Prince Edward, Earl of Wessex

Mother: Sophie, Countess of Wessex

Relation to Elizabeth II: Grandson

Born: Dec. 17, 2007, at Frimley Park Hospital, Surrey

James is the second child of Edward and Sophie, but because the Perth Agreement was not in place at the time of his birth, he ranks ahead of his older sister, Louise, in the line of succession.

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#16. The Lady Louise Mountbatten-Windsor

Title: Lady Louise Windsor

Full name: Louise Alice Elizabeth Mary Mountbatten-Windsor

Father: Prince Edward, Earl of Wessex

Mother: Sophie, Countess of Wessex

Relation to Elizabeth II: Granddaughter

Born: Nov. 8, 2003, at Frimley Park Hospital, Surrey

The eldest child of Edward and Sophie, Louise has often accompanied her mother on royal engagements and at the age of 7, she was a bridesmaid at the wedding of Prince William and Catherine Middleton.

#17. The Princess Royal

Title: Princess Anne, Princess Royal

Full name: Anne Elizabeth Alice Louise

Father: Prince Philip, Duke of Edinburgh

Mother: Queen Elizabeth II

Relation to Elizabeth II: Daughter

Born: Aug. 15, 1950, at Clarence House, London

Princess Anne is the second child and only daughter of the Queen. Because of the “male-preference primogeniture” that was in place when she was born in 1950, her place in the line of succession comes after her older brother Charles as well as her younger brothers, Andrew and Edward. She has two children from her first marriage: Peter Phillips and Zara Tindall.

#18. Mr. Peter Phillips

Title: None

Full name: Peter Mark Andrew Phillips

Father: Mark Phillips

Mother: Princess Anne, Princess Royal

Relation to Elizabeth II: Grandson

Born: Nov. 15, 1977, at St Mary’s Hospital, Paddington, London

The eldest of Princess Anne’s two children, and the eldest of the Queen’s grandchildren, Peter Phillips was fifth in line to the British throne until his cousin, Prince William, was born in 1982. When he was born his parents declined an offer of a title for him from the Queen. Phillips’ Canadian wife, born Autumn Kelly, was born a Catholic but was received into the Church of England before their marriage. Had she not done so, Phillips would have lost his place in the line of succession. The couple divorced in 2021.

#19. Miss Savannah Phillips

Title: None

Full name: Savannah Anne Kathleen Phillips

Father: Peter Phillips

Mother: Autumn Phillips

Relation to Elizabeth II: Great-granddaughter

Born: Dec. 29, 2010, Gloucestershire Royal Hospital, Gloucestershire

Like her cousins Archie and Lillibet, the Queen’s first great-grandchild, Savannah, also has dual citizenship thanks to her Canadian mother. This makes her the first Canadian in the royal line of succession.

#20. Miss Isla Phillips

Title: None

Full name: Isla Elizabeth Phillips

Father: Peter Phillips

Mother: Autumn Phillips

Relation to Elizabeth II: Great-granddaughter

Born: March 29, 2012, Gloucestershire Royal Hospital, Gloucestershire

In the 20th spot is Isla Phillips, the second daughter of Peter and Autumn Phillips, granddaughter of Princess Anne, and great-granddaughter of Queen Elizabeth.

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This article originally appeared on Stacker and has been republished pursuant to a CC by-NC 4.0.

Top 10 common selling costs for homeowners

common selling cost for home owner
common selling cost for home owner

10 common selling costs for homeowners

As a homeowner, selling a home at the right time—and to the right buyer—can be a pretty lucrative move, especially right now. The housing market has been soaring since rates dropped to new lows at the start of the pandemic. Even as rates have inched back up, swaths of buyers and investors continue to scoop up properties at record pace in markets across the nation. With home inventory shortage and stiff buyer competition, bidding wars are now common, and home sales prices—which skyrocketed significantly in early 2020—continue to increase.

Thanks to the state of the housing market, many homeowners who list their homes for sale are able to cash in on big profits. According to a recent report on year-end home sales from real estate data curator Attom, the typical profit for home sellers in 2021 was $94,092—up by 45% from the previous year when the average home sales profit was $64,931. And, it was a 71% increase from the average home sales profit in 2019, when sellers made about $55,000 when selling their homes. And that’s just the average profit: Homeowners in many markets across the country have the opportunity to rake in much higher profits by selling right now, as housing inventory remains at record lows in many regions.

While there are opportunities to capitalize on the buying trend that has taken hold nationwide, selling a home can also be a costly venture. Sellers are on the hook for numerous fees and costs related to the listing and closing on the sale of their homes, which can eat into the home sale profits significantly if they aren’t careful. That said, there are ways to maximize the profits earned on the sale of a home. It starts with carefully weighing the pros and cons of listing a home in a hot market, and it ends with understanding the common fees associated with selling a home.

Knowing the fees associated with selling a home will give you a clear idea of how to maximize profits. To help, Realm analyzed insights from banks, mortgage lenders, and real estate experts to determine 10 common costs that can be expected when selling a home.

Home inspection

The home inspection is one of the more common selling costs for homeowners—and, while the price of this inspection varies, it costs about $400 on average. While a home inspection is typically the responsibility of its buyers, sellers who want to optimize their chances of getting offers quickly may want to pay for the report before listing their homes for sale. Offering this type of crucial information to buyers can be a great tool for selling property quickly as it will save potential buyers a step and provide insight into the condition of a home. As a seller, investing a few hundred dollars in a home inspection will help you know if there are any issues that need to be addressed before listing your home. This allows you to take care of anything that would become a source of contention with buyers—and, in turn, maximize the sales price of the home.

Home repairs and staging

Sellers will likely need to invest in a few home repairs—and some staging—before putting their homes on the market. While neither expense is required—repair issues that turn up during a home inspection can often be negotiated with a buyer—both expenses can be a smart investment when selling a home. Making the necessary cosmetic or structural repairs to a home can make it easier to get past the inspection with a buyer. A professional stager can make a home look a lot more appealing to buyers, too. How much you pay for repairs will depend on what issues you are trying to remedy. If you’re touching up paint cracks, filling in wall holes, and swapping out worn baseboards or outdated trim, it may run just a few hundred dollars, but bigger repairs will come with higher price tags. Staging services typically run about $1,500, but the cost can be as high as $10,000, depending on the staging company you choose, the size of your house, and the city you live in.

Real estate agent commission

When selling a house, the sellers are typically responsible for paying the real estate agent commission for both the buyer and seller’s agents. This is another cost to account for before making the decision to list a home—and it could be a hefty one. How much you pay for the real estate agents’ commission will depend on what your agreement is, but in general, it will cost between 5% and 6% of the home’s sale price. For example, if your home’s sale price totaled $350,000 and you agreed to pay 5% to the agents—2.5% to the buyer’s agent and 2.5% to your agent—you would be shelling out $17,500 in real estate agent commissions. That money would be paid out of the purchase funds turned over by the buyer at closing, then split between the two agents. The remainder, minus any other costs or mortgage loan payoffs, would go to you.

Capital gains tax

Sellers may also be responsible for paying capital gains taxes when they sell their homes—but that isn’t always the case. In general, if a house is sold for a profit after less than one year of owning it, the seller will likely be on the hook for short-term capital gains tax, which is paid to the IRS and may run as high as 37%. At that tax rate, the capital gains tax paid can eat into the profits significantly. On the other hand, if a home is sold for a profit after one year but within less than two years of owning it, the seller may be required to pay long-term capital gains instead, which range from 15% to 20%. However, sellers may not always be on the hook for capital gains taxes, as the IRS will exclude them from this type of tax if certain conditions are met.

Property tax

Selling a home won’t get the seller out of paying at least part of the property taxes owed for the year. Sellers will likely be required to pay at least the prorated property taxes owed from the start of the year until the day of closing—if not the property taxes for the full year. This amount is typically calculated by the title company at 125% to 150% of the previous year’s property tax amount—or the most recent assessed value if it’s higher—and it comes out of the proceeds of the home sale at closing. The tax money paid is then held in escrow by the title company until the property taxes are due. If there are any excess funds after the property taxes are paid, they will be sent back to the seller by the title company.

Title insurance

Before a home is sold, the title company will research the property to verify the seller owns the home and that no one else has a claim to it. This is done because disputes over ownership can be costly and legally challenging. As part of this process, lenders will want a title insurance policy put in place at closing to protect them against losses from any ownership claims or disputes that arise after the sale of the house—and this comes at a cost. While the title insurance purchase costs can be the responsibility of buyers, sellers regularly cover the costs associated with title insurance instead. As such, expect to pay at least part of the lender’s title insurance policy at closing—which can range from a few hundred dollars to more than $1,000 on average, depending on the cost and location of the home.

Mortgage payoff

If there is a mortgage loan on a home, the mortgage payoff will be one part of the costs associated with selling it. The mortgage payoff is exactly what it sounds like—it’s the process of paying off the amount that’s left on the mortgage loan—including the principal and interest. This is done with the proceeds from the sale of the house, and the money goes directly to the lender from the title company. Any sales proceeds that are left over after the mortgage payoff are issued to the seller after the other closing costs have been accounted for. The total amount paid for the mortgage payoff will depend on how much is owed on the mortgage loan at the time of the closing.

HOA fees

If a home is being sold in a community with a homeowners association, or HOA, there will likely be some HOA fees owed at closing. Many HOAs charge transfer fees to cover the costs associated with transferring the ownership records to the new buyer—and while the buyer can cover these costs, it’s typically the seller who does so. These fees include the costs for preparing documents, issuing amenity passes to the new owners, and other administrative costs. If HOA fees are paid on a monthly, quarterly, or annual basis, prorated association fees to the HOA may be owed as well. These fees vary based on the agreement with the HOA, but in most areas, the seller will pay a few hundred dollars for the HOA transfer fee. The prorated association fees, on the other hand, will typically be based on the time spent in the house before selling it to the new owner.

Loans tied to the property

Did you borrow from your home equity to remodel a home or cover another large, unexpected cost? Well, if you took out a home equity line of credit, a home equity loan, or have other loans that are tied to the property, the costs of the loan payoff will need to be covered as part of selling the home.

There are also often secondary loans that are tied to the home that will typically be paid from the proceeds of the home sale. To ensure the title is free and clear to transfer to the new owner, the title company will take these funds from the proceeds at closing and issue them directly to the lender or lenders. The amount paid for these loans is dictated by what is owed for the principal and the other terms of the loan agreements with the lender or lenders. To find out what is owed, contact the lender and ask for the loan payoff letter or quote.

Additional closing costs

While the buyer typically pays the bulk of the closing costs in a real estate purchase, the seller is still responsible for paying some of the costs. In general, the total amount of the closing costs paid on residential properties will total about 6% to 10% of the purchase price, with the percentage negotiated between the buyer and seller. These closing costs include the title insurance and agent commissions, and may also include line items such as city and county transfer taxes, escrow fees, and any other costs the seller agreed to help the buyer out with for the purchase of the home.

This story originally appeared on Realm and was produced and distributed in partnership with Stacker Studio.

31 Honeymoon Budget Tips: Financial Experts and Online Educators weigh in

Are there wedding bells in your near future? If you’re engaged and reading this article, you likely have a lot of questions on your mind. 

How can I plan an unforgettable wedding? Should we go on a honeymoon right away? Where will we live once we’re married? Should we combine our finances?

Thinking about all of these questions can begin to feel overwhelming. The idea of going on an extravagant honeymoon may feel like a well-deserved reward for getting through this stressful period.

But before you pull out a credit card and begin booking first-class flights and a 5-star hotel in Tahiti, take a deep breath and close your eyes to imagine your life upon return. Does a credit card bill that could take years to pay off sound appealing? While your tropical tan will fade in just a few weeks, your family finances could be devastated for years and prevent you from living the lifestyle you desire.

Fortunately, there are many people who have walked in your shoes with real-life experiences and professional insights to help you plan a honeymoon you’ll remember forever, without breaking the bank. 

We asked financial experts and online educators to share their honeymoon budget tips so you can spend less time worrying about how to pay, and more time thinking about how you’ll play (while keeping enough money in the bank for a rainy day).

Start a Honeyfund

A great way to save on your honeymoon is to add a Honeymoon Registry to your list of gift options for your guests. If you’re a couple who prioritizes experiences over stuff, having your guests contribute to your dream honeymoon trip is a no-brainer. Sites like Honeyfund allow guests to contribute cash funds for you to use on your post-wedding trip. They can chip in on anything from hotels to flights, and even contribute towards specific activities or excursions!

Jessica Bishop | The Budget Savvy Bride

Avoid Going into Debt to Pay for Your Honeymoon

Planning for a honeymoon should be considered an early financial fire drill for newlyweds. Much can be learned about the health of your communications around money and your mutual willingness to delay gratification if needed. 

There is no scenario where debt should be incurred in planning a honeymoon. Having a functional household budget and a healthy emergency fund will feel softer than the pillows at any resort. 

Russ Kefauver, AWMA, CRPC | Kefauver Financial Planning 

Prepare a Honeymoon Travel Budget

Even a trip as special as a honeymoon can be stressful if you’re on a limited budget.   Worrying about money is the last thing you should be doing while celebrating with your new spouse.

Before you book your trip, brainstorm what costs you will incur and estimate the amounts.  Put all of the information together to create a travel budget that will act as a roadmap to guide you through the process of planning and saving for your honeymoon.

Taking some extra time to prepare a travel budget will ensure you can focus on enjoying your honeymoon instead of feeling overwhelmed about how much it will cost.

Kristin Stones | Cents and Purpose

Pack a Smart Carry-On Bag

Pack a carry-on with your essentials just in case your luggage is lost. Throw in a pair of sandals, bathing suit, toothbrush, a dress, and a nighty for your first honeymoon night, and anything else that will lessen the worry of what to do if your luggage is lost or delayed a few days.

Victoria |  Motherhood Life Balance

Use Points and Miles

Planning a wedding and a honeymoon can make you stressed out due to some costs involved. People want to go on fun and exotic adventures, but you know that the money must come from somewhere when you go. If you are into travel hacking, you can reduce the honeymoon cost. One way is to collect points and miles by putting all of your wedding expenses on new travel rewards credit cards like the Chase Sapphire Reserve or Capital One Venture X card. Then you can use those miles and points you have accumulated to pay for your trip. 

Steve Cummings | The Frugal Expat

Get Travel Insurance

Most plan to save money on travel, food, and lodging during honeymoon arrangements but often fail to protect their plan with good travel insurance. It costs only a fraction of the total trip value and safeguards against uncertainties like trip cancellation or interruption, delays, and medical expenses. Your current credit card may already have some of these benefits. If it doesn’t, the best honeymoon travel hack is to find one with all these travel benefits and a massive signup bonus. 

Ram Chakradhar | Dollar for Cent

Use Google Flights

Choosing a destination is perhaps the toughest decision you’ll make when planning your honeymoon. And with inflation currently wreaking havoc on the travel industry, the cost of airfare can be a major destination deciding factor. 

One honeymoon travel hack most people don’t know about is Google Flights – Explore. Input your departure destination, a time frame, and your max price, and the Explore map will show you what it will cost to fly into major airports around the world. From there, you can apply filters to further drill down into your dream honeymoon destination. 

Google Flights Explore is a simple yet effective travel planning tool that can be a powerful ally when searching for cheap airfare. 

Alexandrea Sumuel | Wander with Alex

Honeymoon Closer to Home

Consider staying closer to home to help with flight costs. We have beautiful beaches and fun cities to explore right here in the US! We provide Abundo Wealth clients with travel tips, in addition to affordance financial planning. For example, the dollar is very strong right now, so consider taking advantage of that by traveling to a country such as Argentina.

Eric Simonson, CFP, CRPC, CLTC | Abundo Wealth

Honeymoon in the Off-Season

Go during a destination’s “off-season”. This can help in many ways. For starters, there will be fewer people there, so you’ll be able to do less waiting in line and get more bang for your buck depending on where you go. It will also mean everything will likely be cheaper. Hotel rooms, rental cars, and even airfare can all be less expensive when it’s not a location’s busy season.  

Jeff Cooper | Have Your Dollars Make Sense

Timing is Everything

It’s important to understand how to save money on your honeymoon. Some easy tips are to buy airfare at the time of year when it’s most affordable. Kayak.com has some great tools that help you to strategize on how to lower the cost of airfare including price tracking software that can alert you when it’s least expensive. 

If you can work remotely, oftentimes flying out on a Tuesday and returning on a Tuesday or a Thursday not only helps you to avoid TSA wait times but also can save you hundreds on airfare. 

Bonus tip: Oftentimes renting your home out on Airbnb during your honeymoon can earn you almost as much as the hotel costs you (especially if you have a large home and the hotel is small). 

Blaine Thiederman, MBA, CFP | Progress Wealth Management

Use Credit Card Rewards

If your heart is set on an iconic honeymoon destination, plan ahead and leverage credit card rewards to pay for your trip. You can use your rewards card to pay for your wedding and reap the sweet rewards when booking your honeymoon travel.

Don’t let the easy access to credit blow your budget though. Stick with your spending plan and pay off the credit card at the end of each month. Weddings are expensive, but you can leverage that cost to help you pay for the perfect honeymoon!

Melanie Allen | Partners in Fire

Tell Everyone You’re On Your Honeymoon

Don’t be shy; tell people you’re on your honeymoon! Tell everyone – when you’re boarding your flights, checking into your hotel, arriving at dinner or activities, and so on. People love to celebrate newlyweds. Often, they will do so with complimentary champagne, desserts, seat upgrades, and more. It’s your special trip, so let others know and give them the chance to celebrate with you!

Sam | Smarter and Harder

Trade the Candlelight Dinners for Lunch

A honeymoon might call to mind images of romantic candlelight dinners with your new spouse. If you’re looking for luxury for less, try lunch instead. 

Steal a favorite budget travel tip and head to a nice restaurant for lunch. Many restaurants have prix-fixe lunch menus or lunch specials designed to get customers in the door before the dinner rush. You’ll save big on the same food they serve for dinner or be able to eat at restaurants you might otherwise not have the budget for. 

Take the money you save on eating out and put it towards another special experience for your honeymoon.

Carley | Home to Havana

Hire a Wedding Planner to Cut Costs and Plan a Mini-Moon 

Utilizing a wedding planner can potentially decrease the overall costs of your wedding to free up more money for your honeymoon and provide a sense of financial peace. A planner will work to keep you within your budget and anticipate costs you may be unaware of or have not planned for. They often have preferred vendors they may connect you with at a discount or be aware of venues and options that are more budget-friendly. 

Non-traditional wedding reception venues or catering options may reduce costs. My husband and I catered our wedding with food trucks. It created a memorable experience for our guests at 1/2 the cost of a traditional caterer.

A mini-moon is a short excursion, closer to home that allows for post-wedding decompression without the costs and planning time of a traditional honeymoon. Planning a larger vacation can add additional stress during an already busy and stressful time. Additionally, many couples contribute financially to their own weddings and it can be helpful to delay the spend on a major vacation. 

Emily Rassam, CFP, CRPS, AIFA, NSSA, Senior Financial Planner | Archer Investment Management

Honeymoon During Shoulder Season

Are you planning your honeymoon and looking for ways to save money? Then, consider visiting that epic destination during the shoulder season, even if it means waiting to go on your honeymoon. The shoulder season is the time of year between the high and low seasons for a particular location. As a result, prices are lower than during peak season, but you’ll still get to enjoy all the great things a destination has to offer. More than likely, you’ll also beat the crowds and have an opportunity to experience beautiful places all to yourself. For example, visiting Maui, a popular honeymoon destination during shoulder seasons, means you’ll experience fewer crowds, get discounts on tourist attractions, and find cheaper accommodations and airfare.

Ashlee Fechino | The Happiness Function

Surprise Your Spouse with a Small Gift

Your Honeymoon is all about taking time off, enjoying each other, and exploring new destinations, but that doesn’t mean you can’t bring a little bit of home with you! A small romantic gift for your spouse can make the Honeymoon experience even more memorable. Besides, it’s always nice to surprise your other half with a unique gift when they least expect it. It can be a thoughtful and romantic gesture that will last longer than the Honeymoon itself.

Nadia | OnPoint

Skip the Hotel and Find an Airbnb Rental

The key to having a great honeymoon and not breaking the bank is maximizing the value of your money. Pass on the honeymoon suite at a hotel and grab an Airbnb or VRBO to give yourself that suite experience for less money.

Hotels are still very kind when you mention it is your honeymoon and will throw in a bottle of champion or upgrade your room for the night. Just be aware the more popular a honeymoon destination you choose the less you will be rewarded and may end up paying even more than you bargained for. 

I find that newlyweds get more with their money when choosing from a house-sharing network. You can find as beautiful of a place to stay and for a better price. With the extra money, you can buy a couple of bouquets of flowers for the place to make it feel extra special, take an excursion, or just keep the money in your pocket for your first home. 

Don’t let money become a pain point in your relationship start building healthy communication habits early on. 

Nathan Mueller, MBA | BlackBird Finance 

Balance Free and Paid Activities

When you’re going on your honeymoon, know where your priorities lie. While it’s amazing to stay at a luxury hotel and fly first class, is that really what you want if money is tight? Know where you want to save money and when you want to spend it.

For example, you want to go to Hawaii. You can decide to stay in an Airbnb on some islands and do free things, like hiking and going to the beach. You can stay in a resort at the last destination and do fun activities. A balanced approach is perfect for getting the most out of your honeymoon!

Marjolein Dilven | Radical Fire

Enjoy the Free Breakfast

One of our favorite travel hacks is to ensure our hotel offers complimentary breakfast. While it can be tempting to lay in bed all day with your new spouse, starting your day with your newlywed over a delicious breakfast can save you time and money. Hotels often charge for breakfast or do not offer it, so doing a little due diligence before booking can pay off. Even though many want to go all out on their honeymoon, having access to a complimentary breakfast will ensure you have more money and time to do other activities. 

Mark Patrick | Financial Pilgrimage

Be Prepared for the Unknown

One key to a successful marriage is preparing for the unknowns. If you are traveling abroad, mosquito bites can be one of those unknowns. Depending on the location, there could be the risk of Zika virus, Dengue, or malaria. Plus, you don’t know what will be available when you get to your destination and where to find it. 

Making homemade mosquito repellent (balms are best for traveling, as aerosols and liquids have restrictions on planes) can alleviate some risks. And, most likely, it will save you money compared to purchasing it in another country.

Davin | Nature of Home

Preplan and Agree on How You Will Split Shared Expenses

First, make sure that you and your spouse-to-be feel comfortable talking about money and agree on how to split shared expenses. Next, include the honeymoon cost in your wedding savings plan, but preplan what you can to clarify costs upfront while leaving wiggle room for unanticipated spending. 

Adam Kol, CEO | The Couples Financial Coach

Save Money on Food Costs

When planning your honeymoon on a budget, consider staying in a rental with a full kitchen to save money on food costs.  Try meal planning prior to your trip to take the thought out of meal-time while on your vacation.  If you are driving to your destination, you could prepare meals ahead of time to freeze and take with you.  Or schedule a grocery pickup upon arrival so you have fresh food to enjoy. Preparing your meals together as a new couple is a great way to bond while freeing up money to use on other memorable activities or experiences during your honeymoon.

Lisa | Adapt Your Dollars

Honeymoon in a Cheap State

If you’re looking to save some money on your honeymoon, consider traveling to one of the lowest cost of living states in the U.S. states like Arkansas, Mississippi, and West Virginia offer a variety of activities for couples on a budget.

For example, you could go hiking or camping in the Ozarks, visit the Memphis Zoo, or take a scenic drive through the Appalachian Mountains. Plus, you’ll find that hotels and restaurants in these states are very reasonably priced. You’ll be sure to have a memorable and affordable trip.

Isaiah Webby | Get Loot

Save Money Renting from a Timeshare Owner

According to a survey by HoneymoonGoals.com, Hawaii is the most popular honeymoon destination in the world. But when you see that the average hotel nightly rate is $287.76 across all the islands, but a staggering $467.09 on Maui, your dream honeymoon may feel out of reach. 

If you want to honeymoon at an oceanfront resort on Kaanapali Beach, one of the world’s most beautiful beaches, it’s possible to rent a hotel room from a timeshare owner and save big. When you book the same global hotel brand rooms from a timeshare owner, you can save approximately 50% of the hotel’s direct or even travel deal site price. For example, Timeshares Only recently had listings for Kaanapali Beach Club, a Tripadvisor Traveler’s Choice Resort. A one-bedroom condo unit with a living room, king-size master bedroom, and a partial kitchen’s best online booking price is $543 a night but can be rented from a timeshare owner for $275 a night. 

Monica Fish | Planner at Heart

Get a Big Welcome Bonus from a New Travel Reward Credit Card

Travel demand is skyrocketing in the post-pandemic world, which is great news for your honeymoon options, but potentially bad news for your budget. One way you can enjoy the honeymoon of your dreams without breaking the bank is by signing up for travel rewards credit cards. Many of them offer welcome bonuses of $500 or more if you spend a certain amount in the first few months, which can be redeemed for airfare, hotels, and other travel perks.

Need some tips to meet the spending threshold? With the average wedding bill ringing up at $28,000 according to The Knot, both husband and wife-to-be should have no problem earning the bonus in time to plan a spectacular honeymoon.

Andrew Herrig | Wealthy Nickel

Pack Snacks

Pack some snacks! Whether you’re stuck in traffic on the way to the airport, or have a long wait there, finding healthy snacks at the airport or even while on vacation can be difficult and expensive. Keep some snacks like these chocolate energy bites handy when you feel hungry or need an energy boost. 

Nadia Tahir | This Mom is On Fire

Take the Road Less Traveled

Dreaming of two weeks of honeymoon bliss in a far-away tropical setting? With its gorgeous blue water and secluded beaches, it’s no wonder the Maldives is the third most popular destination for newlyweds. It also comes with a hefty price tag.  According to budgetyourtrip.com, a site that uses real data from travelers to compile numbers, the average cost of a two-week luxury trip for two to the Maldives is $16,001.

Savvy couples can save substantially on travel expenses by choosing a less popular location for their honeymoon. For instance, according to the same site, a two-week luxury trip for two on a beautiful beach in Thailand costs $9486. You can save even more by opting for a tropical, high-end vacation in Vietnam. You’ll still enjoy pristine waters, posh accommodations, and beach views to make your honeymoon truly memorable.

Karee | Our Woven Journey

Delay Your Honeymoon Just a Bit

Anyone planning a wedding understands the enormity of turning that one moment in time into a lifetime of memories. You may have your heart set on a June wedding, an expensive time of year. Don’t go right away. Your wedding zips by so quickly. Instead, enjoy this time fully by taking a short minimoon to a romantic getaway. Delay your honeymoon for a few months when you have some savings and time to do the kind of planning you deserve. It may allow you to go during the shoulder season after prices peak to save money and still enjoy the destination of your dreams. 

Linda | The Cents of Money

Eat Healthy Before Your Honeymoon

Eating healthy meals for the weeks leading up to your honeymoon will help you feel great, have energy, and feel less sluggish for your upcoming travels. We all tend to indulge when traveling, and keeping it healthy before your honeymoon will help you appreciate all the yummy food you’ll eat even more.

Annie Brown | Savvy Honey

Hire a Photographer for a Honeymoon Photoshoot

Honeymoon photo sessions have become very popular in the last few years. Many couples hire local photographers at their wedding destinations because working with a professional photographer guarantees unforgettable photos.

It won’t just save you from worrying about looking good or catching a passing stranger to snap a photo when the moment is right, but you can also have a stunning photo session with great lighting and fashionable outfits. 

Nicole Graham | Womenio

Plan a Honey-Cruise

Cruises can be a great way to keep costs under control for a honeymoon. Since the destination might not be the most important aspect of the cruise, you can pick ones that currently have great pricing. My favorite aspect is that since they are all-inclusive, and have a pre-set itinerary, there is less to plan for a cruise than on other trips. Because cruises are all-inclusive, you can even schedule excursions ahead of time, you will have a much better idea of the total cost of the honeymoon before you book.  They also work with nontraditional weddings where the departure port is actually a destination wedding.

Tyler Weaver | Relentless Finances

The Bottom Line

No matter where your Honeymoon travels take you, or if you decide to delay or forego the expense, these tips will help you start your new life feeling financially fit and ready for whatever life throws your way.
This article was originally published on Wealthtender.

48 Best Graduation Gifts

Graduation day is coming! Woohoo! It’s time to celebrate this exciting milestone for a loved one.

Graduates deserve significant praise from their family and friends for this achievement amid the pandemic. Indeed, they will have new challenges ahead, forking over money for college or an apartment, as they move closer to their career.

Graduation gifts remind them to savor this moment of seeing their accomplishments in the rearview mirror as they move forward.

What Students Can’t Use On Campus

Colleges restrict what students can have on campus, and the rooms are small. The average dorm size is 200-225 square feet for two roommates. Each college may differ, so check their website or Admissions office for their specific rules. Of course, when college students move off-campus, the list can be more expansive.

I am touring many campuses with student guides, and they are happy to tell us what first-year students should not bring into the dorms. They gave helpful advice, including:

  • There is no furniture more considerable than a desk chair, so huge bean bags may be out.
  • Avoid string lights, candles, or incense for fear of fire hazards.
  • There should be limited electronics or appliances. Specifically, there should be no hot plates, instant pots, microwaves, large vacuums, toasters, or blenders as there is a community kitchen in the dorm and ample dining halls.
  • Students don’t need pots, pans, or dish sets.
  • There is no room for large luggage sets.
  • Regarding air conditioners or space heaters, forget about it.
  • Avoid throw pillows.
  • Don’t bring irons or ironing board, but mini-steamers are fine.
  •  Avoid bringing expensive jewelry. (By the way, that doesn’t mean you can’t give beautiful jewelry to celebrate your special graduate!)
  • Limited sports gear is fine, but dumbbells and hoverboards may be out.
  • Echo Dots make great graduation gifts, but check our explanation for why they may not be appropriate for colleges.

That doesn’t mean you can’t give beautiful jewelry or other items above to celebrate your special graduate!

48 of The Best Graduation Gifts

We have a list of gifts you may like for your young graduate. Many of these presents are appropriate for those who finished college, share apartments or houses, or independently. Our focus is on high school grads rising as first-year college students.

Graduation Gifts For The Dorm

Let’s start with the basics. It is daunting for high school grads to arrive at their chosen college and roam around to find their dorm room, bringing all they hoped they would need for this new journey. Most dorm rooms are for two people, though larger rooms may have four students.

College students may have a small space, but they will want to fill it with the comforts of home. There are many things your targeted grad may need and desire in their room. You can go to Dormify or buy from Amazon, which can ship directly to their room.

We have some ideas that can please any grad.

1. Bath Towel Set

You have to start with the basics and look for luxury cotton towel sets that are soft, heavy, absorbent, high quality, and can hold up after going through the laundry. You’ll find them to be affordable and come in several colors.

2. Cute Pajamas

Sleepwear is so personal, and everything goes. However, getting a pair of sherpa-like loungewear feel may make sleeping very cozy on cold nights while remaining stylish. The hood is for extra fun.

3. Bathrobes  or Dorm Towel Wraps

Chances are, the showers will be communal and down the hall. Bathrobes will be a necessity, along with shower shoes.  It is easy to find dorm towel wraps with velcro or fasteners that may serve as alternatives for those who don’t like bathrobes.

4. Sleep Mask With Bluetooth Headphones

To go with the comfy sleepwear, college students sometimes have trouble falling asleep and may want extra help with sleep masks with Bluetooth headphones. The two-for-one benefits block out noise while you get to listen to your favorite music. That makes an excellent gift for those who need to calm down and listen to classical music or white noise.

College students, especially, may have trouble falling asleep and may want extra help with this sleep mask to go with comfy sleepwear. My teen daughter, Alex, has a pair and sleeps soundly.

5. Shower shoes

Shower shoes are a terrific invention for college showers. Get the ones with thick soles known for being comfy and keeping you safe from slip and fall accidents with flip-flops. You can wear these in showers away from home, in hotels, in a dorm, or when getting a massage.

6. UGG Slippers

Available for men and women,  UGG slippers will keep you warm and comfortable through the academic year. They are cozy for sitting in front of the fire or walking around your house. Although a little pricey, they are considerably durable, based on my son’s experience wearing them for years. Dorms can get drafty, and the UGG slippers were in many dorm rooms we visited.

7. The Original COMFY Oversized Wearable Sherpa Blanket 

My kids walk around all day long in a COMFY wearable sherpa blanket. I envy anyone wearing one as the product looks so comfortable. It’s reversible with its soft microfiber exterior.

8. Shower Speakers

Can’t shower without music? You can bring these must-have waterproof shower speakers to the dorms if you promise to keep the volume lower than you would in a shower at home.

9. Mini-Streamer

Do you hate wrinkles? I do too, but I hate ironing more. You can’t bring your iron to the dorm, but mini or compact steamers can do the job.  It’s a perfect size for travel and small spaces.

10. Vanity mirrors

Lightweight mirrors with light modes and magnification won’t take up a lot of space and will help you look the best all year long.

11. Custom Wall Tapestry

College students like to personalize their dorm space, and they can do so in various ways. Wall tapestries can be large enough to cover the wall or just a piece. Make it something that reflects you and feels good. You may be able to hang neon lights with a custom saying, wall art, or personalized wall tapestry. Visit Etsy, Dormify, or Amazon for the best wall art variety.

12. Mesh Shower Tote

Quick-dry waterproof mesh shower totes are among the most practical presents college students ever get from anyone. Yet, this item will help organize bathroom things with ample storage pockets and be at the ready when it’s shower time.

13. Brita Space Saver Water Filter Pitcher

According to the US National Academies of Sciences, Engineering, and Medicine, drinking fluids of about 10-15 cups daily is essential. You may want this Brita water filter pitcher, which can likely fit into a small refrigerator in the dorm room or your apartment.

14. Hydro Flask

When you are on the go, running between classes and the library, remember to take your hydro flask, among the most popular among college students for its durability. It is hard to see a Gen Zer without some kind of water bottle.

15. Echo Dots

Bringing Alexa to college may be a challenge. Echo Dots make great graduation gifts. However, you may want to check the college to see if their Wifi technology will work with smart speakers.

Some colleges may give out these Echo Dots recognizing their value to students by providing music, an alarm clock, and Alexa for information. Students may have problems connecting these speakers to the college WiFi and require a router. Many colleges have rules preventing you from adding routers to the existing network. Contact the college to see if they allow Echo dots. Otherwise, you may have to leave Alexa home.

16. Weighted Blanket

Weighted blankets, sometimes called gravity or anxiety blankets, are desirable for college students. However, be aware there is a general rule for picking out the correct weight by getting one as close to 10% of your body weight. If you weigh 150 pounds, then bring a 15-pound blanket.

17. Cozy Blankets

Some people may not want the feel of a weighted blanket and would prefer a sherpa blanket. This cozy blanket will cover you on drafty nights and is a more affordable alternative.

18. OXO Brew Compact Cold Brew Coffee Maker

There may be limitations on what you can bring into the dorm, but compact coffee makers like OXO Brew Compact Cold Brew Coffee Maker will fit easily in small spaces. Alternatively, consider the mini-Keurig, or the Ovente electric kettle that can be a solution.

 19. Electric Kettle

Who doesn’t want the convenience of hot oatmeal or coffee before dashing to your class? According to many college grads, you can’t bring many appliances into the dorm, but you can bring an electric kettle. It is affordable, portable, and automatically shuts off.

20. Mini-Keurig

Alternatively, if college students want to make coffee or tea in your room, the mini-Keurig can do the job for you without taking up much space.

21. Bombas Socks

Do you have a sock fetish? Bombas socks are among the most comfortable socks and come in brightly colored athletic socks. The comfortable socks feature a honeycomb support system and “stay up” technology.

College students recognize these socks and the mission of founders Randy Goldberg and David Heath to donate specially designed socks to the homeless for each pair of socks sold.

22. Criacr Phone Camera Phone Lens

Do you know someone who loves photography but doesn’t have the budget to do so? Consider the Criacr camera lens as a gift. The lens fits on your smartphone when you need a break from your studies to focus on photography and be in touch with nature.

23. Toiletry Bag For Men

These days, men have their choice in skin ointments that can rival women’s cosmetic bags. Young men would enjoy taking a travel toiletry at college and carrying their shaving kit and accessories overnight or on long weekends. Get a leather bag with many compartments to hold many items in place to avoid spillage.

24. Desk organizer Rose rose gold with supplies

Desk organizers are a necessity in any college dorm. Chances you will find many study halls to read and crank out your term projects, but you’ll want to have space for supplies in your room. Having a pretty desk organizer with space to include essential accessories is an added plus and a welcomed gift for someone who needs their supplies in one place.

25. Tile Pro

Who doesn’t lose their keys? Tile Pro is a powerful Bluetooth tracker, keys finder, and item locator for keys, bags, and other items. Tile Pro will do the trick when your mind is elsewhere and you can’t find your keys with no time to waste.

26. 148 Piece Tool Set

Do you know someone handy who doesn’t have a tool kit? We asked around in my neighborhood hardware store and found out that 100-plus piece tool sets receive high praise for their high value and affordable price. This set is for people who may find themselves helping others and getting a few dollars on the side.

27. Graduation Teddy Bear

I still have my law school graduation Teddy Bear, and he is still in good shape all these years. It was a fun present when I received it, and it brings back a lot of memories now. It’s the next best thing to have your puppy with you.

28. MaxGear RFID Credit Card Holder Protector

Protecting your credit cards from potential fraud is among the most practical gifts you can give someone. The MaxGear protector can hold up to ten cards, is durable, RFID-enabled, and available in different finishes. It can fit in a small purse or pocket.

29. Apple AirPods Pro

Apple AirPods Pros are an excellent graduation gift for those who want to stay close to their music with comfort and noise cancellation technology. Heck, it makes a beautiful present for any kind of occasion.

30. Bose Quiet Comfort Headphones

Headphones make worthy gifts, but the Bose Quiet Comfort headphones are an excellent choice for those who enjoy over-the-ear headphones to bring to college and when preparing for exams or writing papers. I had an older wired version, and we (headphones and I) were inseparable when studying for the bar exam.

31. Travel Carryall Bag

You can’t bring large luggage, but you will want a travel carryall bag to serve many purposes for traveling for a long weekend, to the gym, or anywhere else. It is light, attractive, and affordable.

32. Etsy Wish Bracelets 

Spending a lot of money doesn’t make the best gifts. Sometimes, giving a personal piece of art or jewelry can be so satisfying. Etsy has a large assortment of wish bracelets. There are many shops with terrific selections that are unique, often handmade, and very affordable. If you have the time, peruse around.

33. Laptop Bag

You may not have to carry your textbooks to school like students once did. You will want to take this bag to the classroom, gym, and dining hall or socialize with friends. Having a laptop bag in college is indispensable. This bag is multipurpose and has versatile pockets for your phone, water bottle, and other supplies.

34. Gift Cards

Gift cards are a good idea if you would prefer to provide someone with the opportunity to get what they need or want. You may want to consider a graduation-style gift box rather than giving cash (which is never a bad idea, especially for those going off to college).

Visit Amazon.com Gift Card and look for the Graduation Style Gift Box where you can slip your gift car. They have various designs.

Gift cards are desirable gifts, especially from retailers, restaurants, or specialty stores near their college.  For example:

  • Starbucks
  • Dunkin Donuts
  • DoorDash
  • Uber Eats

35. Subscription Boxes

Subscription boxes can be fun while providing a convenient service. This gift is nice to send to someone in your life who may have a tight schedule. College students qualify for sure!  Try to get a box that fits the person’s personality.

  • Snacks
  • Candy club
  • Vegan snacks
  • Clothing

For Health and Wellbeing

Staying healthy at college can challenge studying and socializing being higher priorities.

While most first-year students live on campus for at least the first year and are privy to the campus’s gym, they may find it challenging to get there. Instead, they may discover small exercise gear to be most beneficial. I’ll grant you that colleges have yoga mats for you to use, but some things are more personal. In a new environment with new demands and perhaps sleep deprivation, graduation gifts centered around self-care and health make worthy presents they will appreciate.

36. Self-Care Pampering Kit

Who doesn’t need pampering? After completing high school or college, few women I know would not appreciate receiving a self-care kit to pamper themselves and relieve stress. It is time for relaxation and celebrating oneself for a job well done.

 37. Bala Bangles 

Bala has functional fitness equipment in all sizes, shapes, and colors, making a fun exercise gift that students can bring to the dorms. They began in 2018 and received funding from Mark Cuban and Maria Sharapova on Shark Tank, who helped fuel their expansion from Bala Bangles into exercise bars, rings, and on-the-go kits.

38. Foam Roller

Have a kink in your neck from studying? High-density foam rollers come in various sizes for exercise, massages, and muscle recovery. Some people can’t go anywhere without one of these, and your dorm may allow you to bring it with you.

39. Fitbit Sense 

Fitbit has an impressive line of smartwatches that measure steps, stairs, and much more. Fitbit Sense is the higher end of their offering but well below the price of an Apple Watch. If it is health stats for heart, stress management, and other trends you are after, then the Fitbit is among the best in class.

40. Skateboard vs. Bicycle: You Choose

This subject deserves consideration if you already enjoy skateboarding or biking.  It depends where the grad is going to use these items. Classes, dining halls, and dorms are usually within 15 minutes and walkable as long as you have that time. Bicycles are more helpful to use on campus or in town and have brakes. There are bike racks everywhere, but we heard that theft does happen.

These grad gifts are excellent choices for those who ride and skate.

For Avid Readers

College students hitting the books for a rigorous program may want a reprieve by reading for fun and inspiring readers outside of their studies. For book lovers, reading extends far beyond the classroom. According to a survey, researchers discovered that 93% of college students genuinely enjoy reading. They don’t have a lot of free time or money.

  1. Kindle Paperwhite
  2. Unlimited Kindle Subscription
  3. Audible Subscription
  4. Amazon Prime membership is $69 for students!
  5. Amazon Gift Card
  6. The Defining Decade by Meg Jay PhD
  7. 101 Essays That Will Change The Way You Think By Brianna Wiest
  8. Goodnight Dorm Room: All The Advice I Wish I Got Before Going To College

Final Thoughts 

Celebrating one’s graduation is a meaningful event for the family, friends, and colleagues and a significant milestone for the graduates. Recognize your graduate for the accomplishment, especially during the past few years.

This post originally appeared on Savoteur.

Gifts for Gamers: Here is Your Ultimate Guide for 2022

Finding the perfect gift for a friend, co-worker, or loved one is always a challenge, but it can be hard to know where to even begin when it comes to gifts for gamers. Fortunately, if you’re looking to buy a Christmas or Birthday present for someone who loves to play video games, we’ve got you!

We’ve gathered the best gift ideas for everyone, from the most casual or hardcore players. Be it gaming chairs, headsets, or a helpful nightlight, some unique gaming accessories will brighten the day of any video game fan.

Best Gift Ideas for Gamers

Nintendo Switch Lite

Do you know a gamer who hasn’t had a Nintendo Switch yet? They will love this trendy gift for nothing beats a great Nintendo Switch gaming experience. Small, light, and built-in controls, you can play almost anywhere! They will also make excellent gifts for Teens & Tweens.

BENGOO G9000 Stereo Gaming Headset

They are best sellers for a reason. First of all, they are compatible with multiple consoles, including PS4, PC, Xbox One and PS5. It comes with a premium noise-canceling feature and a flexible mic design. They also come in numerous colors, adding that extra bit of flair.

Oculus Quest 2

The Oculus Quest will make a perfect gift for gamers who love to take the gaming experience to a whole new level and explore virtual reality. This next-level, all-in-one game set is everything with a 3D cinematic sound and stunning display. So, are you ready to make a gamer’s day?

Ring Fit Adventure – Nintendo Switch

A gift idea for gamers that also spells Family Activity! The Ring Fit from Nintendo Switch is perfect for gaming and real-life exercises. It’ll make an excellent gift for Teens and Tweens to encourage family activity and an active lifestyle.

Gaming Night Light

We can’t imagine a better housewarming gift for gamers than this 3D illusion lamp. You can place it anywhere from desktop to bedside or even the living room. After all, gamers are proud of showing their love for gaming, thus making this gift the perfect choice.

The Comic Book Story of Video Games: The Incredible History of the Electronic Gaming Revolution

A book all gamers should have! From the emergence of arcade games in the 1970s to Super Mario and the rise of app-based games, this book talks about the evolution of gaming in the most fun way possible. Full with comic-style illustrations, gamers will find this joyful read.

New Horizons Villager Flocked Doll Collection

Animal Crossing: New Horizons has taken the world by storm, and everyone is here for it! Now tell me a huge Nintendo Switch player wouldn’t love to have this flocked doll collection from Animal Crossing! The set contains all 7 Characters in a Special Set Box, including Isabelle, Tom Nook, Flick, Flurry, Lolly, Dom, and Marshall.

Classic Mini Retro Game Consoles

We all know a Retro Gamer who couldn’t forget the good old classic games. We have the perfect gift ideas for our fellow Retro Gamer to bring those nostalgic days back. The Nintendo Classic Mini Retro console comes with 30 pre-installed games in a fun-size; from Super Mario Bros to Ninja Gaiden and Mega Man, there will be no room for disappointment.

Gaming Neon Sign for Bedroom

These Gaming icons will make a unique and creative gift idea for Man’s Cave or Teen’s bedroom. It will surely add character to any room and please gamers obsessed with decorations. It’s easy to install and brighten any gamer’s mood.

Gamestop Gift Cards – E-mail Delivery

The only Gift Card all gamers will truly appreciate! With over 6,100 Game Stop stores located throughout the United States, this gift card will be super handy and practical for all Gamers. They will make a perfect last-minute gift for gamers.

Perfect Gifts for PC Gamers

We all know a couple of PC Gamers who prefer to play games on their personal computer rather than a console. Here are some gift ideas that will make a PC gamer the happiest.

X-VOLSPORT Massage Gaming Chair

Do you know a hardcore gamer who still doesn’t own a gaming chair? You are about to get them the most thoughtful gift, for this is not just a gaming chair but also a massager for the ultimate relaxation. They could also adjust the knob under the seat so the chair can swing back and forth; how exciting!

Razer Basilisk Wireless Gaming Mouse

Nothing could make a PC gamer happier than a high-quality hyperspeed mouse. And it’s wireless too to give them the best gaming experience! When it comes to PC Gamers, you can never go wrong with a gaming mouse.

Blade Hawks RGB Gaming Mouse Pad

This mouse will be practical for PC Gamers, but they are also super cool. I mean, it’s a mouse pad that comes with an LED Backlight. The mouse pad provides seven static modes and three dynamic modes to create the perfect Gaming Aesthetic.

One-Handed Gaming Keyboard

How convenient is this? Wholeheartedly. I mean, it’s made especially for PC Gamers; not only does it look cool and save space, but it also comes with a built-in game chip for a 3ms faster response speed! An ideal gift for all PC Gamers.

RGB Headphone Stand with Wireless Charger

It’s super practical and will make a great Gift Idea for your Gamer Boyfriend or Husband. It’s perfect for placing his gaming headset, charging his phone, and, not to mention, it’ll look good on his gaming desk! A Gift Idea all PC Gamers will appreciate.

 Awesome Gag Gifts for Gamers

Are you looking for some Gag gifts to surprise your gamer family or friend? Gag gifts are a great way to brighten the day of your favorite gamer. This section is all about finding the best Gag Gifts Gamers can’t resist! They are funny, creative, and will put a smile on any gamer’s face!

Super Mario Heat-Changing Mug

This mug is not your regular Super Mario Mug – it is a heat-changing nostalgic super mug! Inspired by the classic video game, this mug comes to life after pouring a hot drink, displaying Mario’s notable illustration we all loved.

Now, gamers can enjoy their morning coffee and have a good laugh. This funny gift for gamers is perfect for anyone who wants to start their day off right.

8Bitdo Wireless USB Adapter

All Gamers could use a USB stick or two, so why not surprise them with this unique designed retro stick. It’s compatible with all 8BitDo Bluetooth Controllers and Arcade Stick, PS5 PS4 PS3 Controller, Switch Pro, Switch Joy-con, Wii Mote, Wii U Pro, and more. An excellent stocking stuffer or Easter Basket idea for Gamers.

Piranha Plant Slippers

Cute, comfy, and the only slippers gamers should have. It’ll make such a fun gift to unwrap during birthdays or holidays. Not only does it make a fun slipper for gamers but also a unique decor for any room! A Mario fan will find it mesmerizing.

“I’m Gaming, Do Not Disturb”: Novelty Gamer Socks and Beanie Hat

Gamers love to show their personality and interests in the clothes they wear. They love wearing gamer t-shirts or hoodies, so how about adding a beanie and socks to the mix! Consider checking out the following funny socks and beanie hat.

Paladone Nintendo NES Cartridge Retro Coasters

These eight double-sided coasters feature some of NES’s most iconic games, such as Metroid, Donkey Kong, and The Legend of Zelda. They are perfect for gamers who enjoyed NES and wanted to relive the good old days. Surprise a gamer with these unique NES Cartridge Coasters; they’ll love it!

Final Thoughts

A gift is a perfect way to show someone you care. The best gifts for gamers are the ones that can help them improve their skills and also make them feel good! This article originally appeared on Wealth of Geeks.